DBH Finance PLC reported a modest decline in quarterly profit as higher loan provisions offset earnings, though stronger deposits and lending boosted cash flow.

Its net profit for the July–September quarter fell 2 percent year-on-year to Tk 32.35 crore, according to its financial statements.

The company's earnings per share stood at Tk 1.60, compared with Tk 1.64 (restated) in the same quarter of 2024.

The company's net interest income dropped 21 percent year-on-year to Tk 29.17 crore, while provisions for loans and advances surged 145 percent to Tk 59.37 crore.

For January–September 2025, its net operating cash flow per share (NOCFPS) improved sharply to Tk 17.36 from negative Tk 7.31 a year earlier.

The company attributed the turnaround in NOCFPS to strong growth in deposits, loans, and overall business performance, which generated a net cash inflow of about Tk 244 crore.

DBH, formerly Delta Brac Housing Finance Corporation Ltd, has been in the real estate finance sector since 1996.

As of September 30, sponsors and directors held 51.32 percent of DBH shares, institutional investors 28.93 percent, foreign investors 3.73 percent, and the general public 16.02 percent, according to Dhaka Stock Exchange data.